March 23, 2018

Firefighter                     Michigan Municipal Insurance                      IMA321.jpg


Cadillac Insurance Center, Inc. has been working along with Municipalities for over eight years.  We have provided outstanding insurance coverage for Counties, Cities, Villages, Townships, Fire Districts and Water Districts.  We  have a well-trained, licensed staff housed locally in Northern Michigan, who are familiar with all aspects of municipal coverage. Our agency is familiar with the needs of the Boards and the aspects of the municipality’s operations.  We provide many insurance coverages, including Public Officials Liability, General Liability, Employment Practice Liability, Law Enforcement Liability , Auto, Crime, and Property.

We stand apart from our competition, because we have an in-house claims management system, 24/7 Customer Service, and our three-tiered loss control program.  All of our coverage is on an occurrence basis and we do not share limits with other lines of coverage.  We provide all specialty coverages  that a municipal operation would need, whether it be sewer back up, fire, police, water, sewer, zoning  or non-monetary defense. We tailor each insurance program to fit the needs of the entire operation.

Our competitive pricing will bring relief to your budget instantaneously.  We also offer an accelerated renewal program where we can keep the rate flat for three years with a slight increase on property values to account for inflation.  We use “A” rated carriers and there is no membership dues or potential assessment.  We are professional, available, and willing to become your risk management partner .   We will be there for you in person, electronically  or by phone for all your needs.  Please call us at 888-775-1293 to find out how you can save budget dollars and attain improved coverage or click here to contact us via email.


"The City of Lapeer has enjoyed working with Cadillac Insurance and will continue our working relationship in the future with them.  We highly recommend Cadillac for your insurance needs.” – Dale Kerbyson at City of Lapeer

“We have had two claims in that [two year] timeframe, both for substantial amounts which were handled expediently, professionally and with tremendous care.  Our premiums have remained the same rate for the past two years as well.” – Dale Kerbyson at City of Lapeer